Joal Henke's Creativity Team
S. Chattanooga (Southside & St. Elmo)

Southside & St. Elmo, Chattanooga Homes For Sale

Local, hands-on guidance for buying or selling in South Chattanooga's Southside and St. Elmo neighborhoods, from a team that works this market every week.

Living In Southside

Spanning roughly 12th to 20th streets around the historic Chattanooga Choo Choo, Southside has become one of downtown's fastest-changing neighborhoods, mixing converted industrial buildings with a wave of new townhome developments. Buyers looking for new construction downtown have plenty to choose from here, including Madison Townhomes, Southside Nine Townhomes, The Davis on Cowart, The Luxe, East by Main Townhomes, Adams at Main, Burnside, Madison Park, Sculpture Alley at Montague, and Wheland Village.

With so many new communities delivering in phases, pricing can shift fast from one building phase to the next. We track incentives, HOA structures, and resale activity across Southside's newer developments so you know what you're really paying for.

Living In St. Elmo

Just around the base of Lookout Mountain from Southside, St. Elmo was dedicated as a local historic district in 1992 and offers architecturally interesting homes, including Queen Anne, Colonial, and Tudor Revivals alongside craftsman-style bungalows, many updated behind their historic exteriors, plus newer construction in subdivisions like St. Elmo South. St. Elmo is also home to the base station of the Lookout Mountain Incline Railway, the world's steepest passenger railway, and the Tennessee Riverpark runs directly through the neighborhood.

Southside & St. Elmo Housing Market

$322,750
Median sale price
Up 24.4% from $259,500 a year ago
16
Homes sold
Same as 16 a year ago
3.4
Months of supply
Up from 2.4 a year ago
49
Median days on market
Up from 40 a year ago
98.4%
Sale price to original list
Price cuts on 31.3% of homes sold
56.3%
Sellers paying concessions
Median concession of $5,000
Price RangeNew ListingsActiveUnder ContractClosedMedian Sale PriceMedian Days On MarketMonths Of Supply
Under $100K0221$107,000202.0
$100K to $199K21432$152,500417.0
$200K to $249K2532$251,000142.5
$250K to $349K4943$245,9242653.0
$350K to $499K61653$425,050145.3
$500K to $749K1602$542,500433.0
$750K to $999K1303$932,500771.0
$1M+0000N/AN/AN/A
TOTAL16551716$322,750493.4

August 2026 data specific to the South Chattanooga market area (Southside & St. Elmo), compared with August 2025. Source: Greater Chattanooga REALTORS® MMO, powered by Flexmls® (KW Chartmasters).

Education In Southside

Southside falls within reach of Battle Academy, a STEAM-designated Hamilton County magnet school serving kindergarten through fifth grade, along with the broader menu of Chattanooga private schools, including Baylor School, Girls Preparatory School, McCallie School, Chattanooga Christian School, The Montessori School, and Notre Dame High School. The University of Tennessee at Chattanooga is a short drive north, offering 167 undergraduate and graduate programs.

Healthcare & Fitness In Southside

Health & Wellness

Fitness

Grocery, Shopping, Dining and Golf In Southside

Grocery

Shopping

Restaurants

Coffee & Sweets

Bars, Breweries & Wine

Things To Do

Parks & Green Space

Golf

Festivals, Events & Farmers Market In Southside

Southside Real Estate, Done Right

New Construction Know-How

We track incentives and resale trends across Southside's fast-growing townhome communities phase by phase.

A Local's Read On Pricing

We track what's actually closing in Southside, not just list prices, so your offer or asking price reflects reality.

Choo Choo District Insight

From Station Street nightlife to Montague Park's quiet edges to St. Elmo's historic streets, we help you find the right block for how you live.

Questions About Living In Southside & St. Elmo

Where is Southside Chattanooga?

Southside is the neighborhood just south of downtown Chattanooga, roughly from 12th to 20th streets around the historic Chattanooga Choo Choo. Main Street and Station Street anchor its restaurants and nightlife, and downtown is a short walk or bike ride north.

Where is St. Elmo in Chattanooga?

St. Elmo sits at the base of Lookout Mountain, just southwest of Southside. St. Elmo Avenue runs through the heart of the neighborhood, and the bottom station of the Lookout Mountain Incline Railway is here.

What zip codes are Southside and St. Elmo?

Most of Southside is in zip code 37408. St. Elmo is in 37409. Both are in Hamilton County, Tennessee.

Is Southside or St. Elmo safe?

Like any part of a city, it depends on the block and the time of day. For current numbers, check public crime data for any address you are considering, and visit the street in the morning, the evening and on a weekend before you buy.

What kind of homes are in Southside?

Southside mixes converted industrial buildings with a wave of new townhome communities, including Madison Townhomes, Southside Nine, The Davis on Cowart, The Luxe, East by Main, Adams at Main, Burnside, Madison Park, Sculpture Alley at Montague and Wheland Village. Pricing can change from one building phase to the next, so compare recent resales with new-build incentives.

Is St. Elmo a historic district?

Yes. St. Elmo was dedicated as a local historic district in 1992. You will find Queen Anne, Colonial and Tudor Revival homes alongside craftsman bungalows, plus newer construction in subdivisions like St. Elmo South. Exterior changes to homes in the district usually need historic zoning review, so ask before you plan a renovation.

What is there to do in Southside and St. Elmo?

On the Southside, walk Main Street and Station Street for restaurants and bars, or visit the Chattanooga Choo Choo. In St. Elmo, ride the Incline Railway up Lookout Mountain, eat along St. Elmo Avenue, or follow the Riverwalk, which runs through the neighborhood.

Is there a lead cleanup in South Chattanooga?

Yes. Parts of South Chattanooga fall inside the EPA's Southside Chattanooga Lead Superfund Site, where some yards were affected by lead-bearing foundry material. EPA has sampled thousands of properties and is cleaning up yards above its limits. Before you buy, ask whether the property was sampled or cleaned, and check EPA's site page for the boundary.

What do homes in Southside and St. Elmo cost?

The median sale price in the South Chattanooga market area was $322,750 in August 2026, across 16 closed sales. That is up 24.4% from $259,500 a year earlier. Sales ranged from about $107,000 to $932,500.

Is Southside a buyer's or seller's market right now?

It is fairly balanced, with 3.4 months of supply in August 2026, up from 2.4 a year earlier. Homes sold at a median of 98.4% of the original list price in 49 days, and 25% sold at or above list. 56.3% of sellers paid concessions, with a median of $5,000.

What schools serve Southside and St. Elmo?

The area is zoned to Hamilton County Schools, with Battle Academy, a STEAM magnet elementary, nearby. Chattanooga Christian School is in St. Elmo, and Baylor, GPS, McCallie and Notre Dame are a short drive away. Confirm zoning with Hamilton County Schools before you buy.

What time zone is Chattanooga in?

Chattanooga is in the Eastern time zone, the same as Atlanta and Knoxville. Nashville is in Central time, one hour behind.

Is this Southside in Chicago?

No. This page covers the Southside and St. Elmo neighborhoods of Chattanooga, Tennessee, not the South Side of Chicago.

Market figures: August 2026, Greater Chattanooga REALTORS® MMO, powered by Flexmls®. Updated October 2026.

Get in Touch

Ready To Talk About Southside Or St. Elmo?

Tell us what you're looking for and we'll walk you through what's realistic in today's S. Chattanooga market.